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Wellness 101 for Small Businesses

Wellness 101 for Small Businesses

Despite the fact that small businesses comprise 99 percent of all the businesses in the U.S., small business employees often have access to fewer benefits than do the employees who work in their Fortune 500 companies. This means these employees are already facing an uphill battle as it pertains to their healthcare coverage—and with a rapidly aging population, that’s a potentially risky situation.  Thus, given the number of people who work...

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Health Insurance Conventional Wisdom: Is It Damaging to American Business?

Health Insurance Conventional Wisdom: Is It Damaging to American Business?

Old ways are not always the best ways. In fact, sometimes old ways can actually be detrimental when it comes to group health benefits. It’s clear that this industry has failed in terms of “R&D” and innovation. Look at the results! Costs have doubled in the last five to seven years!  Healthcare Reform has only pushed the already unsatisfied majority further into uncompliance.  Employees have never been less content with their benefits...

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Three Health Benefit Cost Drivers

Three Health Benefit Cost Drivers

Most employers are encouraged to “deal with” rate increases, not solve them. Hoping to halt spiraling costs, they search fruitlessly for some magical carrier who somehow has an inside line on “the best discounts” in the medical provider network. In the end, most find that it’s the same old cost shifting shuffle: the bulk of the so-called lower rate increase is passed along to employees through higher deductibles, higher co-pays, higher...

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A Roadmap to Wellness

A Roadmap to Wellness

I am sure most people have heard why wellness programs are great.  These programs can motivate employees to better health outcomes through all sorts of cute ways.  Well, I am here to tell everyone that you can throw out any cute ways of motivation and start subscribing to the “carrot and the stick” approach.  When I refer to “Wellness Programs” you will often hear me refer to that specific program as a “Lifestyle Management” program. ...

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