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Small Employers Can Use Stand Alone HRA’s

Small Employers Can Use Stand Alone HRA’s

President Obama on Dec. 13 signed into law the 21st Century Cures Act, which will let small businesses use health reimbursement arrangements (HRAs) to fund employees who purchase individual health plans on the open market. The bipartisan bill, which Congress passed Dec. 7, focuses primarily on speeding up drug approvals and making innovative treatments more accessible. But it also includes provisions that affect employer-provided health...

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Millennials and Benefits

Millennials and Benefits

Millennials & Benefits Now that the millennials are a larger population than the baby boomers, they have positioned themselves to re-shape the workforce and economy in a way that most employers are not ready for. The discussion of millennials and their expectations in the workplace is a growing topic and should be a focus for employers if you wish to attract and retain this generation. Though many executives may have negative...

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Marriage ruling streamlines benefits administration

Marriage ruling streamlines benefits administration

By Nick Otto, Employee Benefit News   Friday’s landmark ruling on gay marriage could pose both challenges and benefits to employers, as the U.S. Supreme Court’s decision irons out the patchwork system of laws across the country, but brings up new questions on current domestic partnership policies. In a 5-4 ruling, the court determined that states must issue marriage certificates to same-sex couples, as well as recognize same-sex...

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How does the Supreme Court’s ruling on Same Sex Marriage effect your health plan?

How does the Supreme Court’s ruling on Same Sex Marriage effect your health plan?

On June 26, 20013, the Supreme Court, in U.S. v. Windsor, ruled that Section 3 of the federal Defense of Marriage Act (“DOMA”) is unconstitutional. Section 3 of DOMA had provided that only persons of the opposite sex could be recognized as “spouses” and “married” for purposes of federal law. Because DOMA had limited the definition of “marriage” and “spouse” to only opposite-sex...

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Accountability: It is more than a ME problem.

Accountability: It is more than a ME problem.

A big concern raised by employers today is often times the lack of accountability across their organization. Many times organizations implement a training session in an attempt to change behavior. Something I always bring up is that “skills building alone” does not change behavior. In my experience, there are some excellent ways skills building (training) can address leader behaviors and practices in a workplace. And, training will result...

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What is a PEO Part II

What is a PEO Part II

Our last blog on PEOs came off as a big hit so we are giving you another installment. The PEO community has been quite successful with companies in the small group insurance market (2 to 35 employees). PEO’s are touting the one-stop shop methodology in today’s market which has attracted small business owners. In this article we want to touch on the hidden costs of a PEO company. The best way to measure out whether or not you need a PEO...

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