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Open Enrollment Is Coming To An End

Open Enrollment Is Coming To An End

The end of the 2014-2015 Individual Open Enrollment is about to end for those looking to get individual/family medical coverage as well as SHOP Coverage through the Federal Exchange as well as through the Private market.  If you or someone you know is trying to get the process completed through either avenue it must be done by the 15th or you better get ready for a year without coverage!  The only way coverage can be completed after the...

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News Update: Treasury Gives FSA Guidance

News Update: Treasury Gives FSA Guidance

The U.S. Department of the Treasury issued Notice 2012-40 on May 30, 2012. The Notice provides additional guidance on the $2,500 limit imposed on salary reduction contributions to health flexible spending arrangements (health FSAs) effective Jan. 1, 2013. Additionally, the Treasury also requested comments on possible modifications to the “use-it-or-lose-it” rule for health FSAs. The Notice 2012-40 specifically addresses questions regarding...

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News from the IRS on 2013 FSA Max’s

News from the IRS on 2013 FSA Max’s

IRS has announced that it will enforce the $2,500 health FSA annual maximum – established under the health care reform law and set to begin in 2013 – as a “plan year” maximum rather than a calendar year maximum. This is terrific news for employers offering health FSAs on an “off-year” basis (i.e., anything other than a standard 1/1 – 12/31 calendar year), because it means that the maximum will not...

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Customers are King… Minus the Angry One.

Customers are King… Minus the Angry One.

Of course my title is a joke!  Our account team has said that exact phrase many times though.  You know that if you interact with any sort of B2B or B2C business customer interaction will come into play at some point.  Our agencies life-blood is our clients.  We deal directly with employers and employees everyday as the go between from the insurance company.  Here are some keys to success in dealing with those “dissatisfied” folks.  I...

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8 Solutions for Connecting with Your Employees

8 Solutions for Connecting with Your Employees

People communicate through such diverse lines.  Text, email, cell phones, home phones, letters are just some of the physical forms.  So it’s common (but incorrect) to assume communication is easy and intuitive.  It is mission critical for employers to focus on all lines of proven communication. This has never been more true when developing company wide health, wellness, and benefits programs.  The old adage still holds true, what employees...

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5 Communication Keys to Helping Employees Understand Benefits

5 Communication Keys to Helping Employees Understand Benefits

As an employer and employee you know how difficult understanding your benefits can be.  Especially when the insurance renewal comes up yearly and changes are made to the company plan.  I saw this article several weeks ago from a vendor blog.  I think it really puts all of this in perspective quite well.  Check it out! A lot has been written about the need to provide employees with benefits information so they can make educated benefits...

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