Red Pill or Blue Pill, Which is Generic?

Everyone remembers the first installment of the Matrix movies.  The ever popular scene in which Morpheus (played by Laurence Fishburne) and Neo (played by Keanu Reeves) have a dialougue about the blue or red pill.  There is no need to be the spoiler if anyone hasn’t seen the movie by some chance.  The question that should be asked is… ” Can I have that in Generic?!”

Generic drugs are less expensive because generic manufacturers do not have the investment costs—including research, development, marketing, and promotion— of the developer of a new drug.  In addition, once generic drugs are approved, there is greater competition, which keeps the price down. 

The important question to ask is to your Pharmacist.  Be proactive and ask your Pharmacist for the generic equivalent for the drug you have a prescription.  The generic drug copay for you can be so much cheaper than ever using the brand.  You can save $15 to $40 dollars off of your insurance card.  Several companies like Wal-Mart, Target and Kroger have $4 generic medication programs.

Here are some generic Rx tips:

  • Know the generic name of the drugs you often use. 
  • The best way to do this is to write down the generic name on a note card as you are speaking with your doctor.
  • Mentioning the generic name of a drug, you will help the pharmacist suggest a proper substitute.
  • Ask the pharmacist to double-count your medications, particularly if the medications were packed by another company or by a filling facility. Shortages are quite common.

As a insurance agent/broker for many years we have heard the excuse, “but our drugs only come in brand, there is no generic equivalent.”  Next up is an article on tips to saving your money when generic is not an option.

3 Responses to “Red Pill or Blue Pill, Which is Generic?”

  1. Keep the faith, my Internet friend. You are a first-class writer and deserve to be heard.

  2. Love to read such things, they always interest me.

  3. It is rare to find competent persons within this matter, but you sound like you no doubt know what you are posting on! Thanks

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